he World Bank and Rabobank Foundation are teaming up to strengthen financial cooperatives in rural areas to improve financial services for smallholder farmers and agricultural SMEs. To get access to savings and credit, rural households and farms often establish cooperative financial institutions (CFIs). The idea for intensified cooperation on CFIs is based on the experience with a program in Albania, where Rabobank and the Irish League of Credit Unions Foundation are supporting the consolidations of two local CFI federations.