The doings of Pope Francis have tended to be popular by default, but his Jubilee Year of Mercy is off to an unusually slow start. The ancient Hebrew jubilee was a periodic Sabbath year in which debts would be cleared away, slaves would be freed, and lands lost in the course of commerce would be returned. Jesus declared a jubilee as he began preaching the forgiveness of sins. But the forgiveness he preached began with repentance. Likewise, any jubilee must begin with the recognition that there are wrongs to be righted. Clearing away debts does not make sense if we consider debt an immovable reality, an amoral fact of life. To celebrate a jubilee, we need to recognize the usury in our midst.