IslamicFinance.de

Peer-to-peer (P2P) is the capacity that we now have to connect to each other, to create value together and to organise ourselves. It cuts out the middle man, and instead adopts a model of decentralised peer production, whereby value is delivered back to the place where it largely came from in the first place — the commons. In capital markets, labour is viewed as a commodity to be bought and sold. Within peer production labour is viewed as a shared resource for the community. People bring their own skills and services — teaching people, facilitating the transfer of data or goods, and creating value-added products.