Islamic finance has reached only 38 million out of two billion million Muslims (Ernst & Young) in 40 years, and it’s more about the bankable and those with collateral. In taking a step back and looking at the landscape, there was a light-bulb moment few years ago that something was missing in action (MIA). The original vision of the founders of Islamic banking was about financial inclusion of the non-bankable. So, the question becomes, what has Islamic banking and finance done for the poor versus the bankable, and what has it done for young entrepreneurs? The vision of Zilzar is about being a benefit-driven corporation, and not a for-profit only or non-profit only.