Dear Readers,
aside from Islamic banks there is another model in practice for more than 20 years avoiding the topic of interest. I usually cite it in my seminars to show that even interest free loans can exist along a banking model. Years ago, an in depht analysis was published online:
http://anielski.com/wp-content/documents/The%20JAK%20Bank%20Report.pdf
In the meantime interested groups can seek assistance to set it up by:
http://www.cajasweden.se/downloads/caja_folder_e-version.pdf
And also JAK offers courses and backgrounds for international interested groups from abroad in their first newsletter:
http://jak.aventus.nu/download/JAK_Int/JAK_International_Newsletter_1.pdf
Addendum: A master thesis about JAK Medlemsbank can be downloaded here:
http://www.jak.se/sites/default/files/folkbildning/dokument/MARK_BURTON_...
Enjoy reading and take it as a source of inspiration!
Best regards,
Michael Saleh Gassner