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Faced with lean pickings, savers are advised to review their options wisely. One way to make cash generate the best return is exploring the available accounts and the interests paid, including e-saver accounts and certificates of deposits. Moreover, debts should be paid off in order not to spend on high interests. Some banks also offer special savings schemes or award prizes, that can help to increase the wealth. Last but not least, looking overseas for high interest rates can be a good option, but currency risk and conversion charges need to be considered here.