IslamicFinance.de

Microfinance has delivered to the poor and unbanked, the availability of micro loans and micro-insurance in exchange for micro-savings. Although its results as a tool to fight against poverty are sometimes controversial, it probably still misses an absolutely necessary ingredient to successful entrepreneurship: "micro-equity".
Ashta, Khan and Otto had done some macro/sociological analysis of the relationship of microcredit with suicides and had noted that it is possible for some cause to exist for stress in the relationship between the credit agent who needs to show a 100% recovery and the borrower who cannot always ensure this. They had advised the development of microsavings to balance the relationship between the MFI and the borrower so that the agent is not only giving loans to the client.