The affirmation of ADIB's Long- and Short-term IDRs and Support Rating reflects the extremely high probability of support from the UAE authorities, if needed.
The affirmation of the Individual Rating reflects the bank's sound liquidity and funding, its good franchise, adequate capitalisation and high concentrations in financing and rapid growth.
ADIB's main shareholders are Emirates International Investment Company (41%), which is owned by members of the Abu Dhabi ruling family, the Abu Dhabi Investment Council with 8% and the UAE pension fund (2.3%).